Buying & owning
What Southwest Florida home insurance really costs in 2026
Wind, flood, and homeowners coverage can rival your mortgage on the wrong house. Here's how to estimate it before you fall in love with a listing.
The journal
Notes from the Gulf.
No fluff and no listings you have to scroll past — just the things that actually decide whether a Southwest Florida move goes well: insurance, flood zones, waterfront, and timing.
What SWFL home
insurance really costs
insurance really costs
Gulf access, canal,
or lake?
or lake?
Buying
What "waterfront" actually means in Cape Coral & beyond
Gulf access, bridged, freshwater, canal, lake view — five very different things listings love to blur. What each one means for price and resale.
More on the way
Coming soon
Selling into SWFL's season: when to list
How the seasonal buyer pool swells and empties, and how listing four weeks early or late changes your number.
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